Do I Need Golf Holiday Insurance

Golf travel insurance really isn’t all that exciting and so many people do not bother getting any cover. Such gaps might be of little concern to the average traveller, as a standard policy would likely cover lost luggage and medical costs for instance. However when you combine many rounds with club transport or even booking ahead in case your holiday time slots up quickly then this could mean trouble if things go wrong.

Cover for clubs and equipment

Confirm that golf clubs, trolley and rangefinder are named in policy wording with high enough limits to replace them. Look for cover for:

Theft and damage (in transit)

Those with excesses which do not wipe out the benefit

If hiring clubs, check the policy also includes hire costs in case there is a delay or your personal equipment gets lost. If you need information on a Golf Hotel Cotswolds, then visit //tewkesburypark.co.uk/golf/

Cancellation and curtailment

Golf holiday deposits are a common feature of booking golf breaks. Make sure cancellation cover includes:

Sickness or injury (you/them/travelling companion)

Family emergencies

Travel disruption (depending on policy)

It is also wise to check if not only your flights are covered, but pre-booked green fees, tee times and accommodation as well.

Injuries and medical cover

While golf isn’t “extreme,” you can still strain, slip and otherwise be laid out for all the wrong reasons – especially on wet courses. Look for:

Emergency medical treatment and repatriation

Or continued care (if applicable)

Personal liability (coverage would help pay if you were to cause an accident that injured someone or damaged property)

Exclusions and declaration of pre-existing medical conditions may apply, keep a copy of your receipts for booking and equipment. This is a small price to pay for something that can save you from a very costly headache.